Newsletter

Hidden Gems – Why Families Are Moving to Belcarra & Anmore

While Port Moody and Coquitlam get most of the attention, families are increasingly discovering Belcarra and Anmore; two hidden gems with unique lifestyles.

Anmore – Acreage Living Near the City

Large lots, luxury homes, and privacy draw families who want more space without moving far from Coquitlam Centre. Popular neighborhoods like Bella Terra by the Lake and Sunnyside Road feature estate-style homes surrounded by nature.

Belcarra – Waterfront Paradise

With its proximity to Indian Arm and Bedwell Bay, Belcarra offers waterfront and view properties rarely found elsewhere in Metro Vancouver. Families looking for a slower pace, direct water access, and tight-knit community values are making Belcarra their home.

Why Buyers Are Choosing These Areas Now

Privacy and exclusivity with room to grow

Access to trails, parks, lakes, and the ocean within minutes

A small-community feel that is rare so close to the city

Homes ranging from 2.5 million and up, offering strong long-term value

These two communities are no longer a secret. Buyers who once only looked at Port Moody are realizing Anmore and Belcarra deliver a lifestyle that blends nature, luxury, and convenience.

If you are considering a move to Anmore, Belcarra, or Port Moody, let’s talk about what’s available and where the best opportunities are today.

📞 Colin Colpitts PREC*

Royal LePage Sterling Realty

6045619558
www.apexreg.ca

#apexrealestategroup #buywithapex

Apex Real Estate Group

Meet the Founders and Team of Apex Real Estate Group

At Apex Real Estate Group, we’ve harvested a team of consummate professionals with a strong work ethic, unparalleled industry expertise, and a shared passion for delivering exceptional service to our clients. Our team is the driving force behind our success, and we’re proud to introduce the individuals who lead and support our mission.

Founders

Colin Colpitts
As a visionary leader and co-founder of Apex Real Estate Group, Colin Colpitts brings a wealth of experience in the real estate industry. His strategic insight and keen understanding of market trends, from luxury homes to first-time home buyers, have been instrumental in establishing Apex as a trusted name in real estate. Whether you’re navigating the complexities of buying your first home or investing in a luxury property, you want Colin on your side. He is dedicated to fostering client relationships built on transparency, trust, and long-term success.

Josh Spence
Josh Spence, co-founder of Apex Real Estate Group, is known for his innovative approach and commitment to excellence. With deep expertise in the luxury real estate markets, Josh excels at identifying unique opportunities and delivering outstanding results. His hands-on approach and dedication to client satisfaction have earned him a reputation as a leading professional in the industry.

Alex Golding
Co-founder Alex Golding brings a refined and strategic presence to Apex Real Estate Group. With a background in property development and a deep understanding of the residential markets, Alex is adept at navigating complex transactions and ensuring seamless experiences for clients. His passion for real estate and unwavering commitment to client success are at the core of Apex’s philosophy.

Team Members

Cody Flesher
As a valued member of the Apex Real Estate Group, Cody Flesher exemplifies dedication and professionalism. With a strong background in customer service and real estate, Cody is committed to guiding clients through every step of their real estate journey. His meticulous attention to detail and proactive approach make him an asset to both the team and clients alike.

Bowen Wilcox
Bowen Wilcox is a key member of Apex Real Estate Group, known for his exceptional communication skills and client-focused mindset. With a deep understanding of market dynamics, particularly in the pre-sale markets, and a strong work ethic, Bowen is dedicated to ensuring that clients achieve their real estate goals. His collaborative approach and commitment to excellence align perfectly with the values of Apex Real Estate Group.

ApexReg.ca

#ListWithApex

#FirstClassServiceAlways

DOWNPAYMENT RULES

Future home buyers don’t forget these down payment rules:

The amount of your down payment will determine whether you’ll have a conventional mortgage or a high-ratio mortgage, which must be insured.

What’s the difference?

  • Conventional mortgage: means your down payment is 20% of the purchase price or more.
  • High-ratio mortgage: means your down payment is less than 20% of the purchase price.
  • Effective February 15, 2016, the minimum down payment for new mortgages have been modified. The new breakdown is as follows:
  • For homes with a purchase price less than or equal to $500,000 the minimum down payment is 5%
  • For homes with a purchase price greater than $500,000 and less than $1 million, the minimum down payment is 5% of the first $500,000 plus 10% of the remaining balance
  • For homes with a purchase price of $1 million or more, the minimum down payment is 20%
  • High ratio mortgages must be insured by a mortgage insurer such as the Canada Mortgage and Housing Corporation (CMHC), Genworth Financial Canada or Canada Guaranty. You will be required to pay the premium for this insurance.

The insurance premium:
Will depend on the amount you are borrowing and the percentage of your down payment. Usually, mortgage default insurance premiums range between 0.5% and 2.75% of the mortgage amount
Can be paid at the time of purchase, or added to the principal amount of your mortgage.

Proposed Port Moody oceanfront community could bring thousands of new residents to the area

Plans for a new waterfront community in Port Moody could bring 7,000 people and more than 1,000 jobs to a scallop of land that for more than a century has been home to the Flavelle sawmill.

Gone will be the piles of cedar logs, the clatter of machinery and the sawdust mountains; in their place, a bustling neighbourhood of residents, workers, shoppers and park visitors is envisioned for sometime around 2040.

The Flavelle Oceanfront Development proposal features a mix of residential and office towers, shops and light industry. Of the nearly 3,400 residential units, 96% are expected to be in 11 towers ranging from 16 to 38 storeys, plus one eight-storey mid-rise building. The remainder would come with 75 live-work units and 62 units in a low-rise rental building.

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Don’t Rely Solely on Provincial Property Assessments

Provincial Property Assessment notices have arrived in the mail, giving some homeowners a big smile and a bit more spring in their step (increased property taxes aside), while others wilt and lament at a modest gain or decrease in assessed value.

Hold on a sec, neither this assessment document nor either parties’ emotions, are tied to a current true market value. In fact provincial property assessments can be significantly too high or too low. Values are determined in July of the previous year, and properties are rarely visited in person by provincial appraisers.

For this reason provincial property assessments should never be solely relied upon as any sort of relevant indicator of true market value for the purposes of purchase, sale, or financing.

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